The Future of Commercial Real Estate

Although serious supply-demand imbalances have continued to plague real estate markets into the 2000s in many areas, the mobility of capital in current sophisticated financial markets is encouraging to real estate developers. The loss of tax-shelter markets drained a significant amount of capital from real estate and, in the short run, had a devastating effect on segments of the industry. However, most experts agree that many of those driven from real estate development las vegas luxury real estate and the real estate finance business were unprepared and ill-suited as investors. In the long run, a return to real estate development that is grounded in the basics of economics, real demand, and real profits will benefit the industry.

Syndicated ownership of real estate was introduced in the early 2000s. Because many early investors were hurt by collapsed markets or by tax-law changes, the concept of syndication is currently being applied to more economically sound cash flow-return real estate. This return to sound economic practices will help ensure the continued growth of syndication. Real estate investment trusts (REITs), which suffered heavily in the real estate recession of the mid-1980s, have recently reappeared as an efficient vehicle for public ownership of real estate. REITs can own and operate real estate efficiently and raise equity for its purchase. The shares are more easily traded than are shares of other syndication partnerships. Thus, the REIT is likely to provide a good vehicle to satisfy the public’s desire to own real estate.

A final review of the factors that led to the problems of the 2000s is essential to understanding the opportunities that will arise in the 2000s. Real estate cycles are fundamental forces in the industry. The oversupply that exists in most product types tends to constrain development of new products, but it creates opportunities for the commercial banker.

The decade of the 2000s witnessed a boom cycle in real estate. The natural flow of the real estate cycle wherein demand exceeded supply prevailed during the 1980s and early 2000s. At that time office vacancy rates in most major markets were below 5 percent. Faced with real demand for office space and other types of income property, the development community simultaneously experienced an explosion of available capital. During the early years of the Reagan administration, deregulation of financial institutions increased the supply availability of funds, and thrifts added their funds to an already growing cadre of lenders. At the same time, the Economic Recovery and Tax Act of 1981 (ERTA) gave investors increased tax “write-off” through accelerated depreciation, reduced capital gains taxes to 20 percent, and allowed other income to be sheltered with real estate “losses.” In short, more equity and debt funding was available for real estate investment than ever before.

Even after tax reform eliminated many tax incentives in 1986 and the subsequent loss of some equity funds for real estate, two factors maintained real estate development. The trend in the 2000s was toward the development of the significant, or “trophy,” real estate projects. Office buildings in excess of one million square feet and hotels costing hundreds of millions of dollars became popular. Conceived and begun before the passage of tax reform, these huge projects were completed in the late 1990s. The second factor was the continued availability of funding for construction and development. Even with the debacle in Texas, lenders in New England continued to fund new projects. After the collapse in New England and the continued downward spiral in Texas, lenders in the mid-Atlantic region continued to lend for new construction. After regulation allowed out-of-state banking consolidations, the mergers and acquisitions of commercial banks created pressure in targeted regions. These growth surges contributed to the continuation of large-scale commercial mortgage lenders [http://www.cemlending.com] going beyond the time when an examination of the real estate cycle would have suggested a slowdown. The capital explosion of the 2000s for real estate is a capital implosion for the 2000s. The thrift industry no longer has funds available for commercial real estate. The major life insurance company lenders are struggling with mounting real estate. In related losses, while most commercial banks attempt to reduce their real estate exposure after two years of building loss reserves and taking write-downs and charge-offs. Therefore the excessive allocation of debt available in the 2000s is unlikely to create oversupply in the 2000s.

No new tax legislation that will affect real estate investment is predicted, and, for the most part, foreign investors have their own problems or opportunities outside of the United States. Therefore excessive equity capital is not expected to fuel recovery real estate excessively.

Looking back at the real estate cycle wave, it seems safe to suggest that the supply of new development will not occur in the 2000s unless warranted by real demand. Already in some markets the demand for apartments has exceeded supply and new construction has begun at a reasonable pace.

Opportunities for existing real estate that has been written to current value de-capitalized to produce current acceptable return will benefit from increased demand and restricted new supply. New development that is warranted by measurable, existing product demand can be financed with a reasonable equity contribution by the borrower. The lack of ruinous competition from lenders too eager to make real estate loans will allow reasonable loan structuring. Financing the purchase of de-capitalized existing real estate for new owners can be an excellent source of real estate loans for commercial banks.

As real estate is stabilized by a balance of demand and supply, the speed and strength of the recovery will be determined by economic factors and their effect on demand in the 2000s. Banks with the capacity and willingness to take on new real estate loans should experience some of the safest and most productive lending done in the last quarter century. Remembering the lessons of the past and returning to the basics of good real estate and good real estate lending will be the key to real estate banking in the future.

SHOPPING SMARTLY ON HOLIDAYS

Be it men or women, at one point, we do spend our time doing a lot of shopping because life throws occasions at us when we have to get out and buy stuff. When you are spending time, you are also spending hard earned money as well. If shopping is in your list of chores, you may as well use your time to shop smartly.

Read on to see how you can shop by spending less time and money..

Look out for holiday season:

Holidays are times when major sales occur with dealers giving away huge discounts and offers on practically, everything. cupom de desconto uninove To know more about these offers, all you need is a computer with internet because most of the store sites will let you know in advance about their impending offers at cheap prices.

Thanksgiving and Christmas deals:

The two most important times of the year when deals are out there to grab the attention of shoppers. Though you will find greatly satisfying deals during this time, beware of cheap or unworthy goods being sold at unreasonable prices. You just have to make smarter choices.

Install Store Apps:

Almost all branded stores have their application on play stores from where you can download and install on your mobile. You can always keep checking for deals and offers when you are on the go. Some major stores that have good deals are Walmart, eBay, Groupon, Macy’s, Kohls and many more. The list is huge.

Be keen on comparison:

If you are planning to invest a lot of money, say laptops, bedding, furniture, kitchen, Automobile, you’d rather be patient and cautious while making purchases. It’s a good idea to compare prices from different stores before making a selection. Some stores offer great deals for expensive items. Looking for good deals can save you anywhere from 100$-500$.

Make use of coupons:

A number of online stores and tabloids come with coupon codes to be used during shopping. Stock them as and when you get them. When you shop, use these coupons to get a considerable discount. Of course, be aware of the expiration date. Not all coupons come with a far expiry date.

Buy gifts for friends:

We all have to keep giving gifts every now and then. During offers, it’s a good idea to buy small gifts and stock them up for occasions such as birthdays, anniversaries, appreciation, holidays or any other reasons. You can splurge on cards, small article gifts, gift cards that can be spent, chocolates, watches, perfumes.. the list goes on.

 Online Baccarat Game

Baccarat game is generally played in the casino, like any other games. Despite being easy, fun and simple to master, it is referred to as one of the most sophisticated casino games. Very often you can observe that the baccarat tables are placed behind velvet ropes of in separate rooms, especially in Las Vegas. This could be the strategy of the casino to entice players to few selected games.

Baccarat is not exempted and contrastingly, it is a perfect example. Usually there will be several girls occupying the table to offer elegance and the dealers often don the tux for similar reasons. Perhaps this is rather paradoxical as the term sophisticated games may injected the thought of spending a lifetime to learn the game but apparently, baccarat is one of the world’s easiest casino games.

You see, even the game gains abundance popularity online. Online baccarat is now one of the top rated games in the internet gaming sites. How appealing can this simple game be and what excitement can it offer? Some people claim to love the simplicity; some merely play to enjoy the essence of elegance while others may love the really low house edge บาคาร่า . One very odd aspect about baccarat is you may receive opposing comments regarding the game. A group of people would be saying that the game is only profitable for the casino while at the same time; another swarm of players could be mumbling that baccarat players can make high profits. These contrasting opinions could be due to the combination of the low house edge as well as the casino’s ability to lure players into the baccarat rooms.

Very often the baccarat rooms are kept out of reach, either separated or behind the velvet to instill the mentality to high rollers that they are more prestigious compared to any Joe or Adam. However, this is not true. The baccarat game may be placed in a closed area by the casino especially for gambling elite but it is extremely easy to master. Casinos can easily set a high table minimum by separating the table in a special room or offering special treatments to players. Nevertheless, the online casino can never justify similar temptations hence you can easily play the baccarat on the internet for as low as $10.

Most casinos, especially the prominent and classy ones will treat baccarat players like royalty. They are willing to spend lavishly on baccarat rooms by inserting ample of elegance and style from beautiful girls to the chandeliers just to make the game presentable to high rolling players. This is indeed different from the online baccarat hence they are able to attract posh gamblers to play a minimum of $500 all night long. This is definitely not attainable online as the virtual separate rooms or velvet ropes are not able to convey special meanings, compared to real land-based casinos. Playing it online simply offers the advantage of not travelling to the casino itself, as travelling could be an absolute inconvenience for people from certain areas.

What is SEO Anyway?

Both pay-per-click and SEO are targeted to get your website placed as close to the top of search engine results as possible. Marketing and SEO are different, yet very, very similar. SEO are considered as the main factors in enhancing the traffic of one’s website. The concepts of good SEO are hardly a secret. The people who least understands issues with URL structure and SEO are the very people who create them: web developers, programmers, and software developers.

Many long-time SEO’s are now looking at the big picture and working with usability analysts. Some SEO are scam artists. I find it interesting that so many newcomers are given the wrong impression that there is one almighty answer to doing well in search engines. SEO are specialized techniques used to optimize your web site, to be Search engine friendly and increase your chances of placing well in searches. But SEO can also be the most profitable methods of driving leads because any leads you receive from SEO are free leads.

There are a large number of companies that adopt a fast and unethical approach to SEO known as Black Hat SEO. They employ unethical techniques that are against search engine policies. The best results from SEO are rarely achieved overnight. Black hat SEO are the techniques used to fool the search engines in order to bring in more traffic to websites. Website owners who unknowingly utilize black hat techniques of SEO are more vulnerable to changes in search engine algorithms and faced being banned.

Most hardcover books on the subject of SEO are best viewed as a vehicle to help the beginner understand the process of search engine optimization. This is because the principles behind SEO are not easy. They are very informative and most webmasters are involved in SEO and using it. White hat and black hat SEO are two opposing views of how to do search engine optimization. In a nutshell, SEO are methods that aim to improve the position or rank of a website in the listings produced by search engines. The benefits of SEO are almost unlimited.

Watch out for SEO Tools and software that is outdated and totally useless. Always research before you buy any SEO software because the search engine Algorithms are constantly changing thereby improving their search technologies to provide the most relevant results for their users. SEO tools for Google, MSN and Yahoo are numerous. SEO tools for press release optimization were also launched by PRWeb at the end of June called SEO Wizard. Search engine optimization is not easy, but with the right SEO tools, your website promotion task just got a lot easier. Blogs are one of the best SEO tools around and some like WordPress are free. Google Sitemaps’ are a powerful SEO tools which you can get free by visiting my website.

MSN has launched a suite of SEO tools to go with their Pay Per Click product Adcenter. There are many SEO tools available on the internet, some are better then others, and some are not. Header tags, proper Keyword density, proper text formatting fonts, start text key-phrase as whole phrases, alt image tag text, links pointing to your site and each page and your domain name itself are some things to pay attention too. Many specialized SEO tools can help you determine the popularity and the competitiveness of your possible keywords and can help improve your search engine ranking particularly in Google.

Writing fresh content for SEO plays a large role in keeping visitors on a web site. Let’s talk unique web page content and SEO content strategy. Finding a good SEO content writer is easier than you think. Just run a Google search or checkout elance.com. What is good SEO Content? It is unique, quality information that your visitors can use and is helpful to them. RSS feeds are an invaluable tool in the SEO content toolbox. If you scrape SEO content and end up scraping a couple spam pages, you may get noticed even more because someone is investigating the other spam pages.

The primary factor that will determine whether your SEO content is “good enough” is the content provided by competing websites. You need unique content that nobody has in order for it to pass duplicate content filters. That’s why it is important to get your content articles indexed before you submit them to the search engines. I think nowadays though search engine algorithms can trace back the content and see who published it first, so at least make sure you publish it to your website or blog before submitting it to article directories.

To strengthen the theme of your web site, you need keyword rich SEO content. SEO content writing tips content writer’s main aim is to create a new written piece which is original, simple, informative and also to the point. Write specific targeted SEO content for the independent pages. Unique SEO content remains king. Showing your visitors you can really write unique, compelling content, your traffic will grow very fast. Earlier it was just content writing but now it is widely known as SEO content writing. However there are some strict rules enforced on SEO content. Once you have visitors, your SEO content should be converting them into customers. With effective SEO content on your website, half of your search engine rank optimization work is done.

Ethical search engine optimization is a must or you will get banned. It’s not if, it’s when. Search engine optimization was and still is fascinating to me. Search Engine Optimization is a crucial part in a websites success. The objective of Search Engine Optimization (SEO) is to achieve high natural search engine placement for relevant keywords or keyword phrases. Hiring an ethical search engine optimization company to rank well in the natural results is essential to long term success.

Your white hat Search engine optimization (SEO) campaign will provide you with a long term increase in targeted traffic and qualified visitors to your Web Site. Visit my site often and add it to your favorites as I update you with the latest news and rumors in the search engine optimization industry everyday. The effects of bad search engine optimization are devastating and very depressing. Each website is unique in its own way and hence your (SEO) plans differ from website to website.

My site has some tips on how to perform search engine optimization (also know as SEO) on your website. I have a free, comprehensive guide to the practice of search engine optimization for those unfamiliar with the subject if you send me an email. There’s a lot of hype out there about search engine optimization (SEO) services. Some are good and some are bad. Read through Google’s terms of service as they have some information on their site about it.

Too often, visual design and SEO are perceived as a mutual sacrifice. Pay-per-click and SEO are targeted to get your website placed as close to the top of search engine results as possible. Pay-per-click cost money, but the clicks from SEO cost you nothing. SEO are considered as the main factors in enhancing the traffic of one’s website. Both, PPC and SEO are important. The truth is, the most rewarding part of SEO are often the slowest to reward. PR and SEO are based mostly on editorial credibility and relevance, not a direct payment for exposure.

SEO are specialized techniques used to optimize your web site, to be Search engine friendly and increase your chances of placing well in searches. There are a large number of companies that adopt a fast and unethical approach to SEO known as Black Hat SEO. The main components of on-page SEO are optimization of the title tag, the headline tag, the body text and the Meta tags. Companies interested in SEO are occasionally not very happy with how their website looks. Programmers with an understanding of SEO are in high demand. As a matter of fact, sites with excellent Search Engine Optimization are making giant leaps in rankings and getting a major boost in free traffic with Google’s new update.

Great web usability and SEO are wasted if folks who visit your web can’t tell that you are worthy of their trust. Those who specialize in SEO are in the unique position of understanding the web in a way that no traditional marketing agency can hope to. White hat and black hat SEO are two opposing views of how to do search engine optimization so if you use one, choose with great care. The second most important aspect for high SEO is the headers. Use H1, H2, H3, H4 headers.

Many of the techniques that can be used for SEO are banned by the various search engines. The benefits of SEO are almost unlimited. Bad techniques of SEO are a strict ‘NO’ – Like same color text as the background and Doorway pages can get your website banned. The five forces of SEO are relevant Keywords, unique Content, clean Code, relevant Links and proper use of Technology. Designing for users and designing for SEO are not mutually exclusive goals. There will be compromise. White hat SEO are techniques that follow precisely the rules and guidelines provided by search engines stand a better chance of receiving traffic and higher rankings than black hat techniques.

For this reason it is important to try to stay updated as far as new SEO are concerned. The off-page elements of website promotion and SEO are just as important. The majority of issues with SEO is very basic and just takes time to be picked up on search engines. Web design and SEO are two very different disciplines, but a certain degree of collaboration is required. It’s easy to see why effective SEO are now very much in demand. Black hat SEO is techniques used to trick or manipulate search engines for higher rankings.

If done properly, the results of your SEO efforts are very impressive. Those who practice what some refer to as “ethical” and “correct” SEO are called White Hat SEO’s. The most important for SEO is to follow the rules and you won’t have anything to worry about.

Patricia J Tuley is a Technology research analasis. You can visit my site seo for more great information on search engine optimization and products.

BMW 1 Sequence Includes a Sober Appear and High Level of Functionality

The BMW 1 Collection was very first released to the general public in 2004. BMW has marketed the 1 Sequence being a smaller sized luxurious sedan. In line with BMW’s record of classiness, the one Series continues the lineage of classy structure. The 1 Collection is a scarce breed nevertheless. Not merely does it have rear-wheel travel, the motor is mounted lengthwise likewise, a departure from your likes from the Nissan Altima and its longitudinal configuration. https://gss330.com/bmw-cars-and-trucks-views-and-advice/ The 1 Collection took the place from the three Collection in BMW’s lineup. Big changes weren’t designed until eventually the 2007 design yr when A 3-doorway hatchback Variation of the car was introduced.

The BMW one-Collection could be the entry-amount model provided by one of several entire world’s most revered car companies. Innovatively styled and wonderfully designed, the 1-Series sits concerning BMW’s Mini and 3-Series, being distinctive in its class in owning rear-wheel push. All rivals characteristic front-wheel drive as That is more affordable to create and much easier to package deal, but BMW has prolonged put driving satisfaction first, And that’s why it has trapped to its tried out and tested system of directing the facility to your back.

We predict tiny cars and trucks normally demonstrate on their own as the most effective to generate on Britain’s cramped roadways, and also the 1 Series Coupe reaffirms this: it feels nimble and light-weight on its feet. With this kind of impressive engines offered way too, it’s a convincing bundle.   The 123d especially is effective miracles with its large levels of general performance and eco qualifications rolled into a person. The only downside is the cost.

Design-smart, BMWs are not Absolutely everyone’s cup of tea but the one Collection is a bit more sober on the lookout, though however adopting the unmistakeable deal with from the Munich vehicle maker’s range. Together the aspect operate sleek lines whilst the rear is all pretty plain-hunting

BMW’s traditionally have well-built and restrained cabins, as well as the BMW one Series Coupe isn’t any exception. The dashboard is as black being a coal facial area, and There is certainly Not one of the extravagant dial and swap illumination we have seen in several competitors. Everything is purely purposeful, as you’d probably count on from BMW.

 Kratom 15X Is a Dry and Very Fine Powder

Kratom is well known around the world for its numerous health benefits. Scientifically, kratom is known as Mitragyna speciosa and it is identified as a medicinal leaf extract derived from a tree that is a member of the Rubiaceae family, native to Southeast Asia. At times, you’ll find kratom is also referred to as kratom, ketum, cratom, kakuam, ithang and thom. In botanical terms, it is related to the what are kratom capsules Corynanthe, Cinchona and Uncaria genera that also includes the coffee tree in the same grouping. The leaves of the kratom are a very glossy, dark green color, which can be distilled into a thick extract for medical treatments.

The standardized powdered extract of kratom is known as kratom 15x, which can easily be identified as a dry and very fine powder resembling fine talc powder, known for its therapeutic treatments. It dissolves easily and can be mixed into any drink or loaded into gel capsules easily. Kratom 15x is quite strong and only about half a gram is a sufficient dose for first time users.. It is used worldwide as a powerful painkiller and mood enhancer and it also helps in helping relieve opiate addiction.

Kratom 15x may be prepared in a variety of ways such as brewing it in tea. It can be stirred into fruit juice or shaken into a bottle of water. In addition, it can be mixed into yogurt, honey, chocolate syrup and other tasty foods. Kratom 15x is quite similar to the Thai lyophilized extract although it is slightly stronger in its euphoric effects. Once taken, the effects of kratom 15x are felt within five to ten how to make kratom tea from powder minutes and could last for several hours at a time. Its effects are considered to be stimulating or sedative, depending on the dose. The person who consumes it experiences reduced fatigue, a rapid boost of energy and the ability to concentrate better.

Kratom.Pro is one of the leading online vendors offering the best prices, freshest and strongest Kratom 15x to its customers. Kratom.Pro offers handpicked kratom extract from B2B Marketing Lead List the most popular kratom strains and has a wide selection of powders, leaf, tincture, resin, extracts and live kratom plants available and ready for quick shipment. To learn more about kratom’s amazing powers

Small Footprints, Big Journeys – Buddhist Novices Removing the Stigma of HIV in Northern Thailand

One hundred and nine kilometers northwest of Chiangmai, perched on this side of the border between Thailand and what is officially called Myanmar, formerly known (And still called by many) as Burma, lies the district of Wiang Haeng, within which is a collection of small villages not on the typical tourist route. Getting there, I drove from Changmai out across a verdant sea of rice fields then up and down the nearly vertical mountains that rise majestically from the plains. I was on a journey to learn more about a remarkable group of young Buddhist novices and nains, the latter being young children to young adults. The age for being ordained a Thai monk is twenty. In July, this group of young devoted men won a collective UNAID Red Ribbon Award at the AIDS 2010 Ceremony in Vienna, Austria for their exceptional community service.

Like the majority of the people in this area, most of these young Buddhists have come from the Shan State, which lies across the border from Wiang Haeng. The history of the Shan, a Tai ethnic group, is extremely complicated and their political relationships with neighboring groups are even more convoluted. In 2001, border conflicts erupted between the Shan and the Wa. The Wa people have agreed to trade their autonomy for support from the militaristic regime of the Union of Myanmar and are being used by the junta to help de-stabilize the Shan State through encroachment on Shan territories. A primary goal of the Myanmar junta is to eliminate the Shan State, both culturally and politically and they have been ruthless in their methods.

During the conflicts between the Shan and the WA, the Myanmar army moved in swiftly, destroying village after village. Families were torn apart, and in many cases, children witnessed their parents being tortured and murdered and their mothers being raped by army soldiers. Thousands managed to escape across the border into Thailand where they remain. However, even today, many are not afforded official refugee status, but are simply stateless people struggling in poverty.

I visited Phratyhat Wat Fa Wiang In, a temple that had once been completely on Thai soil, but now is severed in half by new boundaries as a result of the 2001 conflict. Separated by only several hundred feet, across a pastoral gully planted with fruit trees and deadly land mines, we stared at what used to be dormitories for Thai monks; now they are used as barracks for the Myanmar army. On the Thai side the temple was filled with young nains and a few novices busily sweeping up leaves near the main chedi. We spoke with a Shan monk who had secretly crossed back into Burma with a camera hidden beneath his robs. For weeks he traveled his country, copying old Shan photographs and documents that had been hidden from the junta. Had he been caught, the consequences would have been certain imprisonment or death. Another group of older novices were busy with whatever primitive tools they could find remodeling an old temple building in which to house this collection of historical artifacts. It will be a museum to help preserve the culture of the Shan people.

The results of this devastating conflict brought numerous and immediate problems. A huge gateway was created for the smuggling of methamphetamine pills, known as yaba. This year alone, 400,000 pills were confiscated in only one seizure. It is rumored that corrupt groups within the WA State Army of Myanmar bring in most of the illegal drugs. Like the world over, populations who struggle in abject poverty, hopelessness, and desperation are prey to these crippling drugs. The intensity of delivery and increasing addictive strength of the drug continue to grow, supplying an endless demand. Equally devastating are the social scars from the sex-trade industry. Some girls and young women are sold as sex slaves, smuggled into Thai brothels while some, both women and young men, volunteer out of desperation to help support their families. It’s all too obvious what lies on the other side of these unfortunate equations-a dangerous and demoralizing rise in the HIV/AIDS epidemic and drug addiction.

In his re-adaptation of the “Tibetan Wheel of Dependent Origination” to the problems of HIV/AIDS, Buddhist, teacher and humanitarian, Lawrence Maund articulates the chain of events that originate out of ignorance. There follows fear, then discrimination and segregation. This path of darkness leads to unemployment, loss of income, financial worries, stress and anxiety, depression, hopelessness and withdrawal. The end result is we neglect our mental and physical health, falling into sickness, despair and, finally, death

Under the guidance of senior monk and educator, Phra Thanee, these are the problems being tackled by the novices and nains. From various temples throughout the area they have come to a center they call Pleekawiwek (a place of peaceful solitude, suitable for meditation). Their purpose is to learn everything they can about the affects on their communities from HIV/AIDS and drug addiction and the positive ways they can disseminate that learning back into the villages. What is of primary concern is to eliminate the stigma of HIV/AIDS that has, through ignorance, attached itself to the minds of the people, for those who carry the virus and those who do not; everyone is affected.

This understanding and teaching is not relegated to only these problems. What has grown from this benevolence is an action holistic in its approach and from which the seeds of hope and recourse are planted – the development and use of organic fertilizers and organic pesticide. They also teach the people how to make inexpensive mud-brick houses for themselves and they instruct villagers on the positive elements of life skills. A small group of energetic spirits are dedicating their lives to make a difference for those in need.

Pleekawiwek is indeed a quiet, peaceful place yet charged with energy from these young Buddhists who move quietly and with utter conviction, changing the world, step by step. It is a small footprint, but a compelling journey with big rewards. In the pulse of their hearts, their actions move on the river of Buddhist thought, “Neither fire nor wind, birth nor death can erase our good deeds.”

We are now living in a time of much distress throughout the world in which the creative richness of individual spirits is being smothered by a dark cloud of capitalism and corporatism. We are suffocating from consumerism and greed. The illness cannot be healed from the large to the small, but only from the small to the large. As the Italian artist Modigliani said, “Life is a gift, from the few to the many, from those who know and have to those who do not know and do not have.”

I believe the spirit of Pleekawiwek is this kind of extraordinary gift, from the few to the many through which we can begin to heal from the loss of something found neither in governments nor religions but in irreducible, natural, positive goodness given to us from this earth.

Galen Garwood is a painter, filmmaker, writer and photographer. He currently lives in Northern Thailand, within the pulse of Buddhism. He invites you to share his thoughts on all aspects of the creative spirit, the human condition; our relationship to one another, to other creatures, and to this planet we call home. You can visit him at umzugsservice wien

Dating Girls, Bars and Fun in the UAE

UAE is a swell place and one which is worth a holiday if you have money and want a high-end life. It has some of the best bars and night joints and all you b need is liquid cash and no place in the world can offer you anything better. Man’s favorite sport is women and that applies to me as well and I recommend no better place for a freakout anywhere else than Dubai or Abu Dhabi. Here some of the high-end bars run all the night and there is a hefty entrance charge as well. A small pint of canned beer can set you back by $ 12-15, so be ready to pay.

These are the best places to pick or strike a friendship with the higher class of women.Europeans and Russians dominate and Ukraine girls are not far behind. Do you want the company of a Muslim girl? Fine, this is the place, but the Muslim girls you get here are not the locals but the girls who have come from Egypt, Turkey, Syria, Oman, Iran and they are here because of the restrictions at their places. Here there is freedom and they make the most of it. Don’t be taken in by the hijab they wear, for they are more mercenary than others and before they undress for you, they will shave your purse and credit card and maybe you won’t mind it for a Muslim girl is exotic as ever.

I have been to all the top bars here and naming them is not my cup of tea to give them publicity for nothing, but I will say there is one on the 52nd floor of the Hotel Shangrila and having a Dubai Escorts Chivas at that altitude with your girlfriend can be exotic. A view of the city beckons and there is a lovely girl DJ playing what you like and it can almost be like nirvana. There are at least a dozen such places in the UAE but be careful not to get drunk and drive. That could spoil everything, for the traffic police is not like in India.

One can’t think of a safer place than the UAE and Dubai, but Dubai is a little more classy as it has a greater number of rich expatriates. The name of the game is money and if you have it, there is nothing better than the UAE. Yes, tourists also abound and I have been surprised at the number of single women as tourists. Most come for a longish stay and many come to heal their hearts, broken relationships and looking for love. Do they find it? I can’t say, but I did once shack up with a Ukrainian girl and my lessons of a joint yoga in the nude as taught by my guru in India did wonder therapy for her.

The UAE is doing great and the best part is that it is just a 3 hr flight from Mumbai and considering the Mumbai- Calcutta flight takes 2.40hr, it looks close. Where to go next for a holiday? You have to decide what you want and all I can say is that Dubai and the UAE is a wonderful place. Live and let live. That’s the motto, wish Indians could learn something from the atmosphere here.

If you are in need and want to mend your heart, go to the Mercure resort in the Jebel Hafeet mountains. Drinking a scotch in the exotic bar high up in the mountains is something to savor. I love it and last I was there with my secretary and it turned out to be the most soothing of my time in life.

Save Money On Shopping – Is This Really Possible?

 

 These days, shopping is something that everyone needs cupom approve to do for many items. This can be very expensive, unless you take time to learn how you can save money on shopping.

There are many ways you can easily save money when you shop online for anything. You just need to know the ways that you can use to start easily saving as much money as you can.

The following are the best ways anyone can use these days to save quite a bit of money on anything you may purchase on the internet.

One: Coupons – There are always coupons being offered by many companies online. You may need to take some time to find these coupons, but it will be worth the time spent finding them when you are able to save money on the items you purchase.

Two: Discounts – These days you can always locate companies that are offering discounts. Again, it may take time to find these, but it will be time well spent.

Three: Discount shopping app – These days, you can easily find a discount shopping app that will help you locate any item that you need for a discounted price. The best one to use is the app that is free for you to use.

You can even locate an app that will help you save as much money as possible on any item you need to purchase online, but it will also help you make money. All you will have to do to earn money is to give away the free app.

There are not many of these apps available yet, but eventually you will find them all over the place. Right now, you want to find one that benefits you with saving money and also gives you a way to make money, if you choose to.

Four: Discount stores online – There are places online that are setup to offer you nothing, but discount prices on different items. Just be careful when using any of these sites to ensure that you will still get a quality product for the discounted price that is being offered.

You can find many of these sites on the internet, but take time to carefully research them before using them so you don’t get ripped off.

The best way out of all of these to use is the free app because it will allow you to save the most money possible on every item you need to buy.

These are the best ways that anyone can use to save money. Now that you understand that anyone really can save money on shopping and how to do it; all that is left is to get started. Use these ways and soon you will find that you are saving a lot of money on majority of the things you purchase.

The World of Sports Nutrition

You need to be accurate about the nutritional information that your body will require to accomplish maximum achievement. Every athlete generally desires to be unparalleled in their chosen sport. But if you want to be well-recognized as an athlete, you’ve got to have beneficial nutrients in a consistent food intake, this is particularly the case with sports nutrition protein. Whilst it is certain that drinking plenty of water and eating a balanced diet is enough for the regular guy, sports people — you included — need increased nourishment, for the adequate creation of physical energy.

Your uncompromising training must be accompanied by the correct amount of sports nutrition protein. This will aid you in maximizing your athletic ability and in the process acquire more power, strength, and endurance as you train.

The dynamic of these factors is simple: you’ve got the talent and are properly driven so you are into sports and need relentless training. To endure the training, you need sports nutrition protein. best cbd gummies melatonin This will help in preparing you for your next training session, the more will be your need for a sustaining formula, like sports nutrition supplements such as protein.

First of all you need to recognize where sports nutrition proteins come from. Proteins come in animal products such as meats, fish, poultry, eggs, dairy products and plant based stuff like beans, nuts, and other foods. These foods should supply 12-15 percent of your daily calorie intake. And this is where the challenge lies — how to extract the needed amount from this food without consuming the excess bulk becomes a problem. This is the reason why sports nutrition protein was formulated.

The reason behind this is similar to what you would have with vitamins intake. You take vitamin C in its elemental form because, in order to get the needed amount of vitamin C, you have to eat several oranges frequently. Same with sports nutrition protein. You don’t need to consume kilos of meats and beans on a daily basis.

The amount of sports nutritional protein you will need depends on your fitness level, work routine, and the intensity and duration of your exercise. Whole calorie intake, which includes carbohydrate, also plays a prominent role in your protein intake. But bear in mind that protein, is not only a source of energy, but gives your body the ability to build new muscle tissues.

Figuring out how much protein you need can often be hard nutritional information to come across unless you have your own sports nutritionist or advisor at your local gym. To give you a rough idea of the proper amount of sports nutrition protein that should be consumed when performing regular exercise is as follows. If you weight was 80kg you would multiply that by 2.2 which would then give you your weight in pounds. 80 x 2.2 = 176. This means that you would need to eat 176 grams of protein a day. In order for this to be effective you will need to be working out daily. If you consume to much protein and are working out it will have a negative effect by turning to fat. It is essential that you get this sports nutrition supplement right if you are looking to build more muscle.

In terms of the type of your exercise, sports nutrition supplements are deemed as necessary. If you’re a starting athlete, you will need much more sports nutritional protein compared with what you needed before you began working out. And if the type of sports that you are in is an endurance type, you will frequently burn protein for fuel. The need for sports nutrition proteins is more notable. best cbd gummies melatonin

You should also realize that the body burns more protein if you do not consume sufficient calories for this is the body’s way of compensating to maintain the correct balance. Not enough food and nutrients coupled with too much exercise causes this to occur.

Your body can also use protein as a way of gaining energy as long as the exercises use up small of amounts of muscle glycogen (also know as sugar) or if you are doing a sustained amount of exercise that will use up a lot of carbohydrates. This is the reason why specially formulated nutrition, like sports nutrition protein is a requirement.

In triathlons, you have to take note of sustaining through the three stages of sport. So endurance sports nutrition is definitely handy if you want to be able to move on to the next stage and not faint in one of the first stages.

The endurance in swimming is not like any other. Why? It is because, like told before, there are two kinds of pressure that you need to think about. There is, first, the pressure that you experience under the water, plus the atmospheric water. So whether you put your face under water or you turn your head out of the water to breathe in some air, the cramps and the pain caused by the pressure should be endured.

In case of rowing, all that matters is the upper body strength. Off course, it also involves coordination with your teammates, especially mind and arms coordination, but if you are weak with your upper body, then rowing is definitely not the right sport for you. Your hands will probably just suffer bruises from your firm grips on the oars, but you arms are the ones that should have high endurance Buy Here. Endurance sports nutrition can definitely help you survive the boat ride.

Cycling, as we know, is not much different from running. Your legs experience most of the pain, and you have to endure the pain that is constant on your lower extremities. But this time, there is also the balance to think of. And for those who have a hard time balancing, enduring cycling is very hard. So this is where endurance sports nutrition comes in.

Endurance sports nutrition is there to help athletes like you, to become more energetic and resourceful during endurance sports. Remember, more than skills, it’s your endurance that can improve your performance after a certain time. So, stop thinking and get moving with the endurance sports nutrition!